August 26, 2019
Making the most of your tax refund
Did you receive or are you expecting to receive a tax refund this year? How Australians choose to spend their tax refund can vary considerably. For example, some may choose to use it to pay bills,…
August 26, 2019
Keeping your balance animation
In the process of making a financial decision (especially regular want purchase), it’s important to remember to take the time to consider your two self’s: your present self; and, your future self. By doing this…
August 26, 2019
Tracking your spending
By formulating a budget, you often gain a better understanding of the movement of your money (inflows and outflows) and areas where surplus income may lie. This information can then be used to assess your existing financial situation and…
August 26, 2019
Is money becoming an illusion?
With an increasing population now familiar with ‘tap and pay’, the value of money and ability to make tempered financial decisions can sometimes become lost. A study* conducted in 2008 found that individuals spent more when using credit cards as opposed…
August 26, 2019
Liquidity – What does it really mean?
Have you ever been in the situation where you needed to withdraw cash, close a term deposit before maturity, sell-down managed funds or shares, or put a property on the market to meet a sudden…
August 26, 2019
Money Personality and spending habits
Why do you manage money the way you do? You might be surprised to know that we all have a money personality that influences our behaviour and decisions and ultimately our success with money! It even…
July 26, 2019
Superannuation: Work test exemption (WTE)
Written and accurate as at: 12 Mar 2019 Superannuation is widely considered to be one of the most tax-effective investment structures available for wealth accumulators and retirees alike. As such, from a retirement planning standpoint, building wealth inside…
May 6, 2019
Establishing an emergency buffer
Written and accurate as at: 6 May 2019 From a wealth accumulation perspective, before embarking on longer term strategies, plans need to be in place to meet not only your short-term cashflow requirements, but also financial emergencies. With…
May 6, 2019
2019 Budget: ABC and Key Numbers Explained
Written and accurate as at: 3 Apr 2019 In this video, ABC’s national affairs correspondent Greg Jennett explains the key numbers in the 2019-20 Federal Budget given the proposed measures that have been announced by…