Andrew Rowan In Featured, Finance, Investment, Personal Finance, Retirement, Superannuation Why Average Returns Can Be Misleading Investment returns are often discussed in terms of averages. Average annual return or average long-term performance. These figures sound precise. …Read More
Andrew Rowan In Featured Why Diversification Rarely Feels Right Why Diversification Is Often Misunderstood Diversification is usually explained as a way to improve returns, but that explanation misses the…Read More
Andrew Rowan In Featured Volatility Is Not the Real Risk Volatility Is Not the Real Risk When markets move sharply, it is easy to think that volatility itself is the…Read More
Andrew Rowan In Advice, Featured, Finance, Investment, Lifestyle, Retirement, Superannuation Not All Risk Is Optional Risk Tolerance and Risk Capacity Are Not the Same Thing Most people are familiar with the idea of risk tolerance.…Read More
Andrew Rowan In Featured, Investment, Retirement, Savings, Superannuation What do Investment Labels Really Mean? Why “Balanced” and “Growth” Do Not Tell You the Risk You Are Taking Whilst many people can tell you what…Read More
Andrew Rowan In Featured, Retirement Start the Year Calm Week 1: Start the Year Calm If retirement is getting closer, the start of the year is a good time…Read More
Andrew Rowan In Featured Financial Scams: A Guide for Australians With the increasing use of digital platforms, financial scams are becoming more prevalent and sophisticated. Australians aged 45-70 are particularly…Read More
Andrew Rowan In Featured, Finance Australian Elections and Markets There is very little evidence from history either that election wins from one major party or the other has a…Read More
Andrew Rowan In Featured, Life, Lifestyle 10 Ways to Mange Headline Anxiety News headlines are designed to grab our attention, and if the headline is a presage of doom, the more likely…Read More
Andrew Rowan In Featured JobKeeper Payment scheme: Legislated, with changes In two recent articles, we provided overviews of the Government’s economic response to the COVID-19 pandemic. In this article, we…Read More